Frequently Asked Questions about Four-Wheeler Comprehensive Cover
A comprehensive cover for four-wheelers typically includes protection against damages due
to accidents, theft, natural calamities like floods or earthquakes, fire, and also covers thirdparty liabilities.
Premiums are calculated based on factors such as the make and model of the car, its age,
your location, your driving history, and additional coverage options you choose.
No, comprehensive cover is not mandatory by law. However, it provides extensive
protection and is highly recommended for comprehensive coverage against various risks.
Yes, you can enhance coverage by opting for add-ons such as zero depreciation cover,
engine protection, roadside assistance, and personal accident cover for passengers.
A comprehensive cover provides protection for damages to your own vehicle as well as
third-party liabilities, whereas a third-party cover only covers damages and liabilities to third
parties involved in an accident.
Basic accessories are usually covered up to a certain limit. However, for expensive
accessories or modifications, you may need to declare them separately for adequate
coverage.
Yes, you can transfer the comprehensive cover to the new owner of the car. The insurance
provider will guide you through the process.
Yes, deductibles are applicable in comprehensive covers. It is the portion of the claim
amount that the insured has to bear.
In case of an accident or damage, inform your insurance provider immediately. You'll need
to submit a claim form along with necessary documents like FIR (if applicable), estimate of
repairs, etc.
Yes, just visit our website. Click on the whatsapp icon. You can renew your comprehensive
cover through us with ease.